What Reviewers Say

Reviewers describe the Choose FI Foundation curriculum as a practical and highly adaptable resource for teaching financial literacy. Homeschool Naturally highlights the program as a secular and easy-to-implement option that spans PreK through twelfth grade. This source notes that while the curriculum is user-friendly, it relies on built-in scaffolding and enrichment opportunities, suggesting that parents may need to spend time tailoring the material to their child's specific level. Focusing on the middle school years, Homeschool of 1 praises the curriculum for its ability to show students how current spending affects future goals through approximately 50 free lessons dedicated to budgeting and saving. One potential challenge for users is navigating the volume of content to find the most relevant sections for their student. These reviews suggest that while the program is comprehensive and free, its effectiveness depends on active parental involvement to utilize the provided scaffolding.

How It Works

Parents log into the digital platform to download lesson plans and slide decks grouped by grade bands, such as K-2 or 9-12. For younger children, the parent leads a 30-minute interactive activity or game at the kitchen table to teach concepts like 'needs vs. wants,' while high schoolers work through digital modules and case studies more independently. A typical week involves two or three sessions of about 45 minutes each, focusing on discussion and real-world application rather than heavy math drills. All materials are provided digitally, though parents usually print out the included worksheets or use common household items for the hands-on activities.

Switching to This?

The publisher does not offer a formal placement test because the curriculum is organized by age-appropriate developmental stages rather than a strict sequence of mathematical skills. Parents should simply start with the module that matches their child’s current grade level, as each level is designed to stand alone. Because the units are modular and self-contained, families can easily start mid-year or use the program as a supplemental summer course without feeling behind. If you are moving from a traditional consumer math program, expect a shift away from manual ledger balancing toward deeper discussions on mindset, efficiency, and long-term wealth building.

Curriculum Details

Price

$0

The curriculum is provided entirely for free by the ChooseFI Foundation nonprofit.

Grades

K - 12

Available As

Digital Video Workbook

Coverage

Single subject

Subjects

Math History/Social Studies Logic & Critical Thinking

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Pacing

Self-paced

Parent Time

10-30 min/day

Student Independence

Semi-independent

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Academic Level

Grade level

Worldview

Neutral

Teach Multiple Ages

Yes

Engaging for Reluctant Learners

Yes

Videos

Reviews We Consulted

Updated: March 2026

How This Compares

Compared to Dave Ramsey’s Foundations in Personal Finance, ChooseFI is a free resource that focuses more on the 'FIRE' philosophy of early investing and lifestyle design rather than just debt avoidance. When weighed against traditional textbooks like BJU Press Consumer Math, ChooseFI is much more modern and digital, prioritizing the psychology of spending over manual tax and interest calculations. Parents choosing between ChooseFI and MoneyTrail will find that while MoneyTrail serves as a bank simulation for chores, ChooseFI provides a structured academic framework that explains the logic and critical thinking behind financial independence.

Getting Started